Senior Credit Risk Analyst

https://www.swanitrecruitment.co.za/latest-jobs/290-senior-credit-risk-analyst/project-management/western-cape/job2024-11-14 10:16:432024-12-13 Swan IT Recruitment South Africa
Job Type Permanent
Area Western Cape, South AfricaCape Town, South Africa Western Cape South Africa
Sector IT - Project ManagementIT - Data
Salary R1 000 000 – R1 200 000 Per Annum
Start Date Approximately 1 month
Job Ref VR/26037
Description

A leader in the financial services industry is looking for a Senior Credit Risk Analyst to join them in Cape Town. The credit risk team contributes to finance reporting, provisioning and monthly risk reporting. The successful candidate will work with a team of analysts and be responsible for managing the credit risk and developing risk policies and strategies that will reduce credit risk to the business and assist in making profitable credit decisions.


Responsibilities:



  • Assist the Credit Risk Executive with ideating and implementing group exposure rules

  • Assist the Credit Risk Executive in developing and maintaining credit risk strategy

  • Set, establish and monitor credit limit structures and policies

  • Build scorecards and analytics models

  • Manage and monitor credit risk related projects

  • Oversee the modelling of the credit portfolio and its impact on the business

  • Develop and manage provisioning model, profitability models and legal transfer models

  • Manage bad debt, cash flow and risk forecasting models

  • Assist the operations with budgeting models

  • Support the use of predictive dialer technology in the Collections Call Centre

  • Support Vetting, including fraud management processes

  • Actively engage with all other areas of the business

  • Use SQL to obtain data from the Data Warehouse

  • Analyse the data to answer business questions and solve problems

  • Project management to ensure delivery on all projects


Requirements:



  • At least 5 years’ experience in Credit Risk or related field

  • A degree in Mathematics, Statistics, Economics or equivalent BCom, B Bus Sci, B Eng, BSc.

  • Proven experience with scorecards, analytics and portfolio modelling

  • Retail Credit experience

  • SQL & Microsoft Power BI

  • Python/R or equivalent

  • Decision engine experience

  • IFRS9 experience


We can’t wait to hear from you!

Apply Later
Sign in
Register
Apply
Later
Similar Jobs
  • Strategic Projects Manager
    South Africa, Johannesburg
    Project Management
    R1 000 000 – R1 200 000 Per Annum

    Swan iT is searching for a Strategic Projects Manager for a client in the solar solutions industry. The successful candidate will play a critical role in driving company success by ensuring effective cross-functional project delivery; incepting and deepening revenue growth opportunities; and main...

  • Senior Business Analyst
    South Africa, Western Cape
    Development
    R800 000 – R900 000 Per Annum

    A leader in the Asset Management industry is looking for a Senior Business Analyst to join them in Cape Town. As the Business Analyst, you will drive technology solutions that enable business goals and create efficiencies.

    Responsibilities:

    Design end to end solutions for business ...
  • Engineering Lead
    South Africa, Western Cape
    Development
    R1 000 000 – R1 200 000 Per Annum

    Our highly established retail client in Cape Town is searching for an Engineering Lead. The successful candidate must be able to communicate effectively, ensure accountability, be tech savvy and be able to optimise work processes.

    Responsibilities:

    Lead and mentor a team of enginee...
Email Me Jobs Like This
Subscribed to similar jobs notifications
We use cookies to provide you with the best possible browsing experience on our website. You can find out more below.
Cookies are small text files that can be used by websites to make a user's experience more efficient. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission. This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.
+Necessary
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
ResolutionUsed to ensure the correct version of the site is displayed to your device.
essential
SessionUsed to track your user session on our website.
essential

More Details
Welcome to Swan SA – our Africa and Middle East division. If you require our UK & EU, Asia and Americas division, please click here